Cut Your MCA Payments in Half.
In 2-3 Weeks.
Stop drowning in daily MCA debits. We negotiate directly with your lenders to reduce your payments—fast. No upfront fees. You only pay when we deliver.
100+
Businesses Helped
20-35
Days to Resolution
50%
Avg Weekly Savings
4 Steps to Payment Relief
Our streamlined process gets you results fast
Free Assessment
Share your MCA situation. We'll analyze your positions and show you what's possible.
Custom Strategy
We create a plan based on your specific lenders and financial situation.
Rapid Negotiation
We contact your lenders and negotiate reduced payments on your behalf.
Payment Relief
Start paying less. Most clients see reduced payments within 2-3 weeks.
MCA Debt Is Crushing Your Business
You took out a merchant cash advance to grow your business. Then another. And another. Now you're trapped in a cycle of daily payments that leave nothing for payroll, inventory, or growth.
Sound familiar?
You're not alone. Thousands of business owners face the same situation. The daily ACH debits never stop. Lenders won't negotiate. And every day feels like you're falling further behind.
There is a way out. And it doesn't take months.
Daily debits draining your account
Every morning, money disappears before you can use it
Multiple MCAs stacked on top of each other
Each new advance makes the hole deeper
Lenders threatening legal action
The pressure keeps mounting with no end in sight
Rapid Relief When Every Day Counts
Rapid Restructure negotiates directly with your MCA lenders to reduce your payments—typically by 50% or more. While other debt relief companies take 3-6 months, we deliver results in 2-3 weeks.
Why? Because we're former MCA industry insiders. We know how lenders think, what they'll accept, and how to get deals done fast.
50% Average Reduction
Cut your weekly MCA payments in half. Keep more cash in your business where it belongs.
2-3 Weeks
Results in weeks, not months. While others are reviewing your case, we're already negotiating.
No Upfront Fees
You don't pay until we deliver. Our success is tied directly to your results.
Real Results. Real Fast.
See how we've helped businesses like yours escape the MCA debt cycle
Restaurant Owner
New Jersey
$300K debt across 4 MCAs
Before
$8,000/week
After
$3,500/week
Medical Practice
New York
$550K debt across 5 MCAs
Before
$12,000/week
After
$5,000/week
Construction Company
Florida
$200K debt across 3 MCAs
Before
$5,000/week
After
$2,200/week
Every Day You Wait Costs You Money
That $8,000 weekly payment? Every week you delay restructuring costs you thousands in payments that could be cut in half.
Over 30 days, that's over $16,000 you didn't have to pay.
Over 90 days—the time most competitors take—that's nearly $50,000.
We work fast because we know time is money. Your money.
Time to Resolution Comparison
Facing Legal Action or Frozen Accounts?
If you're dealing with lawsuits, judgments, or frozen bank accounts, you need help today—not next week.
We offer emergency consultations for businesses in crisis.
Available Monday-Friday, 9am-6pm ET
Common Questions
We negotiate directly with your MCA lenders to restructure your debt. This typically involves extending terms, reducing the total payoff amount, or both. Our insider knowledge of the MCA industry means we know exactly what lenders will accept—and we get deals done faster than anyone else.
There are no upfront fees. We charge a percentage of your total debt enrolled in our program, but this fee is spread over your new payment terms. You'll still pay significantly less each month than you are now.
MCA debt is business debt and typically doesn't appear on personal credit reports. Restructuring your MCA payments can actually improve your business credit by helping you avoid defaults and judgments.
Bankruptcy is public record, takes 6-12 months, and can affect your ability to get credit for years. MCA restructuring is private, takes 20-35 days, and lets you keep operating your business normally.
Ready to Cut Your Payments in Half?
Find out how much you could save. Our free assessment takes just 5 minutes and shows you exactly what's possible for your situation.
No obligation. No upfront fees. Just answers.